Homeowners Insurance

Minnesota homeowners are faced with varying weather year-round. Severe winter weather can bring heavy snow and freezing temperatures resulting in frozen pipes and ice build-up. Summer storms can cause unexpected damages to homes and buildings from lightening and hail. Peyer Insurance Group has been helping Minnesota residents protect their homes for over 45 years through complete and comprehensive homeowners insurance policies.    
As a local family owned and operated agency, Peyer Insurance Group fully understands the needs of Minnesota homeowners and their families. We have the knowledge and experience to help you select the appropriate homeowners, renters, or condominium insurance policy. We are committed to helping you choose the coverage that makes the makes sense for you and your home whether you are located in Maple Grove, Brooklyn Center, Brooklyn Park, or Minneapolis. No two homeowners policies are the same although you will find many similarities between them all including:

Standard Homeowners Coverage
  • Coverage for your home and structures on your property such as carports, sheds, barns, and other detached storage facilities.
  • Coverage for damages and theft to personal property such as furniture, clothing, appliances, and electronics.
  • Liability coverage to protect you if someone is injured on your property.
  • Coverage for additional living expenses in the event a disaster was to force you out of your house. 
Optional Coverage
There are a few optional coverages available for most homeowners policies including
  • Flood Insurance
  • Identity theft expense coverage.
  • Additional coverage for items such as jewelry and watches that are not covered under typical personal property coverage.
Winter snows and strong storms during the summer present a year round threat of flooding throughout the state of Minnesota. It is often thought that flood insurance is part of the standard homeowners policy, but it is not. Flood insurance is a valuable addition to a policy for many homeowners. 
One of the many deciding factors when selecting a homeowners policy is a competitive and affordable rate. Insurance providers offer homeowners policy discounts that many are may be unaware of. Some of the homeowners insurance discounts available for Minnesota residents include multi-policy, new home, new roof, claims-free, home safety, and protective device discounts. Peyer Insurance Group will make sure you receive all of the discounts you may qualify for as a responsible homeowner.
A homeowners insurance policy from Peyer Insurance Group will offer peace of mind knowing that you, your family, and your home are protected from anything Minnesota throw your way. Contact us at 763-566-1030 for any questions you may have about homeowners insurance coverage or use our Home Insurance Quote Tool to get started!

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