RV Insurance

For many, an RV is more than just a vehicle, it is a home on the road. RV insurance offers many coverage options to protect your recreational vehicle whether you own a motor home, travel trailer, or fifth wheel. You may find many similarities between your auto insurance policy and RV insurance policy, however RV owners have unique needs that auto insurance cannot cover. With over 45 years of experience, the Peyer Insurance Group understands these needs and can help tailor a policy specific to your RV.

Standard RV Insurance Coverage
As with auto insurance, Liability coverage is a key component to any RV insurance policy. In the event you were to cause an accident with your RV, liability insurance will cover other’s medical bills and damage to their vehicle and property. 

Collision coverage will pay for damages to your RV if you were responsible for an accident. In the event of non-collision related damage to your RV, such as fire or vandalism, comprehensive coverage can take care of the repairs. If you use your RV as a primary residence, you may need additional coverage or higher limits. Policies for full-time RV residents can offer coverages that are more similar to a homeowners policy. Peyer Insurance Group can help you determine if this is something you may need.

Some policies allow you to choose how comprehensive and collision coverage are handled.  These options may include:

Agreed Value – The insured amount under your policy.
Stated Value – The market value of your RV.
Replacement Cost – Full replacement of your RV with a new one.

Optional RV Insurance Coverage
RV owners use their recreational vehicles differently so there are a number of optional coverages available depending on your individual needs. Some of these optional coverage are

Vacation Liability – If you stop your vehicle at a vacation site, this coverage can pay for bodily injury and property damage at the site.

Personal Effects Coverage – This coverage will pay for the replacement of personal items in your RV in the event of a covered loss.

Medical Payments Coverage - In the event of an accident, this coverage can pay for medical treatment, regardless of who is at fault.

Other optional coverage can include uninsured/underinsured motorist coverage, roadside assistance, emergency towing, windshield replacement, rental car coverage, and more.

Peyer Insurance Group works exclusively with insurance carriers with an A rating by the Better Business Bureau, giving you confidence in your RV insurance policy. A great rate can be just as important as the coverage offered by your policy. At Peyer Insurance Group, our goal is to find you the best rate as well as the many discounts you may qualify for such as multi-policy discounts, safe driver discounts, original owner discounts and more. For a competitive RV insurance quote, contact us today at 763-566-1030 or use our RV Insurance Tool to get started!

Apply Now

Return to Content Pages

  • facebook
  • Google Plus
  • Bing
  • Yahoo
  • Yelp
Manage Your Policy

Quick Quote

Quick Quote Image

No errors
No errors
No errors
No errors
No errors
No errors
No errors

Trusted. Experienced. Secure.


Merchant Marketplace

Search MarketplaceMagnifying LensInsurance CenterMarket House